A Public Adjuster’s job is to help policyholders understand how their policies work and what to do next. By keeping them up to date with recent developments, you will be helping them stay protected while they work through their financial issues. The public has A LOT of Interest in Claims Filing: It is a responsibility that involves time, energy, and careful reading of policy and case law. The more complicated the policy, the more interest it attracts. And the more interest there is, the more work it attracts.
The only way to reduce the chances of having a public adjuster take on your claim is to understand the claim filing process and to be aware of the possible pitfalls that may occur. But if you do not understand the process, then by not employing a Public Adjuster, you are denying yourself a valuable income stream that could have helped you through financial issues.
Why does the claim process matter? If a Public Adjuster assigns your claim, it means that the claim has been assigned to one person. If the assignee decides you’re not telling the truth about your situation and they want to settle the claim, then they will be deciding on your pay. If you don’t understand the claim filing process, then you won’t be able to prepare a defense for your pay as it relates to your adjustment.
The public adjuster is still here. He or she is your companion as you navigate the waters of claim filing. When you first submit your claim, the adjuster will help you understand the filing process and provide you with additional time to consider your options. The adjuster is also your supporter as you navigate the claim waters and will be watching for opportunities to assist you and to promote your claims.
So you’ve completed your claim, you’ve thought about your adjustments and you’ve thought about hiring a Public adjuster to do your claims for you. But have you drafted a deal? Have you put the deal together into a document that is easy for the adjuster to review, easy for you to review, and easy for your customer to sign? Yes, you’ve done all that and more. Unfortunately, you haven’t done all the steps above because you didn’t want to take the time to create a document that required your customer to sign.
Why do I need to create a deal?
Your adjuster will help you to create a document that will act as your basis for negotiating a settlement. Without a document that shows that you understand each other’s position and that you are willing to negotiate a settlement, you won’t have any opportunity to settle. The adjuster is here to help you create a deal. If you need help, then the adjuster is here to help you to accomplish that goal.
What if I think there is a problem with my deal?
First, consider whether it is worth changing the deal format. Most deals can be changed without hurting the relationship with your customer. However, some are worth changing. In some cases, the customer will not be happy to hear that you changed the deal format. The most important consideration in changing a deal is not the damage, but the relationship with your customer.