If you are a homeowner and need a public adjuster in Baton Rouge, you’ve come to the right place. Public adjusters have the training and experience to uncover hidden damages. These professionals also know how to negotiate with insurance carriers to get the best settlement. While you may think you’re able to get the best deal by hiring an insurance adjuster on your own, you’ll need the help of a public adjuster if you want to maximize your recovery.
A public adjuster is a third-party advocate between the insurance provider and claimant. They represent the plaintiff and negotiate with the insurance provider on your behalf. They don’t worry about the insurance company paying for their services, and instead focus on ensuring that you receive the maximum settlement possible. Licensed to represent you in court, a public adjuster has the training and experience to work on your behalf. A public adjuster also has a great reputation, but beware that there are a few scams out there.
There are several steps to become a public adjuster in Louisiana. First, you need to complete a formal education program. Obtain a bachelor’s degree or master’s degree in an appropriate field, and pass a state examination. Upon completing the pre-licensure education requirements, you’ll need to apply for a public adjuster license. The Louisiana Department of Insurance regulates public adjuster licenses. You can apply online with the National Insurance Producer Registry. You can apply as a single individual or a business entity. Be sure to include your social security number and license number.
In case of a major property damage, you’ll need to file an insurance claim. While the insurance company has its own teams to protect its own interests, a public adjuster works for you and your interests. This individual represents your best interests and negotiates a fair settlement for you. And the best part? You can hire a public adjuster at any time during the claim process. But we recommend hiring a public adjuster in Baton Rouge as soon as possible.
A public insurance adjuster works for a business or property owner who has lost their property due to a hurricane or other natural disaster. These professionals are independent of insurance companies, which means they don’t have a tie-up with the insurance company. However, they’re compensated a fee for their services. You may have to pay them as little as ten percent of the settlement to hire a public insurance adjuster in Baton Rouge. The percentage can rise to twenty percent or more depending on the severity of your claim.
While the name might suggest that a Baton Rouge public adjuster would be a private insurance company, it’s worth pointing out that Baton Rouge is actually the capital of Louisiana. As the capital of East Baton Rouge Parish, Baton Rouge is the second most populated city in the state after New Orleans. The city’s population is 227,549 as of the July 2017 census. It is also home to a variety of other important organizations.